.page-disclaimer {
  --dc-pad: clamp(14px, 3vw, 22px);
  --dc-gap: clamp(18px, 3.5vw, 32px);
  background: var(--ink);
  color: var(--paper);
  font-family: var(--font-sans);
  padding-bottom: clamp(40px, 6vw, 80px);
}

.page-disclaimer .breadcrumb {
  padding-top: 16px;
}

.page-disclaimer a:focus-visible,
.page-disclaimer button:focus-visible {
  outline: 2px solid var(--violet);
  outline-offset: 2px;
}

/* ---------- HERO ---------- */
.page-disclaimer .dc-hero {
  position: relative;
  overflow: hidden;
  border-bottom: var(--bd);
  background: var(--ink);
  padding-block: clamp(24px, 5vw, 48px) clamp(30px, 5vw, 56px);
}

.page-disclaimer .dc-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(var(--line) 1px, transparent 1px),
    linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size: 72px 72px;
  opacity: .22;
  pointer-events: none;
}

.page-disclaimer .dc-hero::after {
  content: "";
  position: absolute;
  top: -14%;
  right: -10%;
  width: min(780px, 78%);
  height: 132%;
  background: linear-gradient(158deg, rgba(242, 193, 92, .16), rgba(122, 140, 255, .12) 52%, rgba(99, 214, 196, .05) 74%, transparent 88%);
  clip-path: polygon(30% 0, 100% 0, 100% 100%, 0 100%);
  pointer-events: none;
}

.page-disclaimer .dc-vnote {
  position: absolute;
  top: 14px;
  right: 10px;
  color: var(--muted);
  letter-spacing: .22em;
  z-index: 2;
}

.page-disclaimer .dc-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  gap: clamp(24px, 4vw, 44px);
  grid-template-columns: 1fr;
  align-items: center;
}

.page-disclaimer .dc-hero-copy .eyebrow {
  color: var(--gold);
}

.page-disclaimer h1 {
  margin: 10px 0 16px;
  font-size: clamp(30px, 5.4vw, 56px);
  line-height: 1.14;
  letter-spacing: -.02em;
  font-weight: 900;
  color: var(--paper);
}

.page-disclaimer .dc-lead {
  margin: 0;
  max-width: 46ch;
  font-size: clamp(15px, 1.6vw, 17px);
  line-height: 1.8;
  color: var(--paper);
  opacity: .82;
}

.page-disclaimer .dc-quick {
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.page-disclaimer .dc-quick a {
  display: inline-block;
  padding: 7px 12px;
  border: var(--bd);
  border-radius: 0;
  color: var(--paper);
  font-size: 13px;
  text-decoration: none;
  background: rgba(18, 28, 61, .6);
  transition: border-color var(--dur) ease, color var(--dur) ease;
}

.page-disclaimer .dc-quick a:hover {
  border-color: var(--gold);
  color: var(--gold);
}

.page-disclaimer .dc-hero-figure {
  margin: 0;
}

.page-disclaimer .dc-hero-figure .figure-media {
  border: var(--bd);
  border-left: 2px solid var(--gold);
}

.page-disclaimer .dc-hero-figure .figure-media img {
  max-width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
}

.page-disclaimer .dc-hero-figure .figure-caption {
  margin-top: 8px;
  font-size: 12px;
  color: var(--muted);
}

/* ---------- BODY GRID + TOC ---------- */
.page-disclaimer .dc-body {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--dc-gap);
  padding-top: clamp(28px, 4.5vw, 52px);
}

.page-disclaimer .dc-toc {
  border: var(--bd);
  border-top: 2px solid var(--gold);
  background: var(--panel);
  padding: 14px 16px;
}

.page-disclaimer .dc-toc-title {
  margin: 0 0 10px;
  font-size: 11px;
  letter-spacing: .2em;
  color: var(--muted);
  text-transform: uppercase;
}

.page-disclaimer .dc-toc ol {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 10px;
  overflow-x: auto;
  scrollbar-width: thin;
}

.page-disclaimer .dc-toc li {
  flex: 0 0 auto;
}

.page-disclaimer .dc-toc a {
  display: flex;
  align-items: baseline;
  gap: 7px;
  padding: 6px 4px;
  font-size: 13px;
  color: var(--paper);
  text-decoration: none;
  white-space: nowrap;
  border-bottom: 1px solid transparent;
  transition: color var(--dur) ease, border-color var(--dur) ease;
}

.page-disclaimer .dc-toc a .mono {
  color: var(--gold);
  font-size: 11px;
}

.page-disclaimer .dc-toc a:hover {
  color: var(--gold);
}

.page-disclaimer .dc-toc a[aria-current="true"] {
  color: var(--gold);
  border-bottom-color: var(--gold);
}

/* ---------- SECTIONS ---------- */
.page-disclaimer .dc-content {
  min-width: 0;
}

.page-disclaimer .dc-sec {
  padding-top: clamp(26px, 4vw, 42px);
  border-top: var(--bd);
}

.page-disclaimer .dc-sec:first-child {
  border-top: 0;
  padding-top: 0;
}

.page-disclaimer .dc-sec .eyebrow {
  color: var(--gold);
  letter-spacing: .16em;
}

.page-disclaimer .section-title {
  margin: 8px 0 14px;
  font-size: clamp(22px, 3.2vw, 32px);
  line-height: 1.25;
  letter-spacing: -.01em;
  color: var(--paper);
}

.page-disclaimer .dc-p {
  margin: 0 0 20px;
  max-width: 68ch;
  font-size: 16px;
  line-height: 1.8;
  color: var(--paper);
  opacity: .86;
}

.page-disclaimer .dc-p--tight {
  margin-top: 22px;
  margin-bottom: 0;
}

.page-disclaimer .dc-content a {
  color: var(--violet);
  text-decoration: none;
  border-bottom: 1px solid rgba(122, 140, 255, .45);
}

.page-disclaimer .dc-content a:hover {
  color: var(--gold);
  border-bottom-color: var(--gold);
}

/* ---------- RANGE INFOGRAPHIC ---------- */
.page-disclaimer .dc-range {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--dc-gap);
}

.page-disclaimer .dc-range-col {
  border: var(--bd);
  background: var(--panel);
  padding: var(--dc-pad);
}

.page-disclaimer .dc-range-col--yes {
  border-top: 2px solid var(--gold);
}

.page-disclaimer .dc-range-col--no {
  border-top: 2px solid var(--coral);
  background: linear-gradient(180deg, rgba(242, 107, 94, .06), rgba(18, 28, 61, .9) 40%);
}

.page-disclaimer .dc-range-title {
  display: flex;
  align-items: center;
  gap: 9px;
  margin: 0 0 4px;
  font-size: 15px;
  letter-spacing: .04em;
  color: var(--paper);
}

.page-disclaimer .dc-ico {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  font-family: var(--font-mono);
  font-size: 13px;
  line-height: 1;
  border: 1px solid currentColor;
}

.page-disclaimer .dc-ico--yes {
  color: var(--gold);
}

.page-disclaimer .dc-ico--no {
  color: var(--coral);
}

.page-disclaimer .dc-list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.page-disclaimer .dc-list li {
  padding: 13px 0;
  border-bottom: 1px solid var(--line);
}

.page-disclaimer .dc-list li:last-child {
  border-bottom: 0;
  padding-bottom: 4px;
}

.page-disclaimer .dc-list strong {
  display: block;
  margin-bottom: 4px;
  font-size: 15px;
  color: var(--paper);
}

.page-disclaimer .dc-list p {
  margin: 0;
  font-size: 14px;
  line-height: 1.75;
  color: var(--muted);
}

.page-disclaimer .dc-note {
  margin: 12px 0 0;
  font-size: 13px;
  line-height: 1.7;
  color: var(--muted);
  border-left: 2px solid var(--line);
  padding-left: 10px;
}

/* ---------- FLOW STEPS ---------- */
.page-disclaimer .dc-flow {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}

.page-disclaimer .dc-step {
  border: var(--bd);
  background: var(--panel);
  padding: var(--dc-pad);
  transition: border-color var(--dur) ease, transform var(--dur) ease;
}

.page-disclaimer .dc-step:hover {
  border-color: var(--gold);
  transform: translateY(-2px);
}

.page-disclaimer .dc-step-num {
  margin: 0 0 8px;
  font-size: 11px;
  letter-spacing: .18em;
  color: var(--mint);
}

.page-disclaimer .dc-step h3 {
  margin: 0 0 8px;
  font-size: 17px;
  color: var(--paper);
}

.page-disclaimer .dc-step p {
  margin: 0;
  font-size: 14px;
  line-height: 1.75;
  color: var(--muted);
}

.page-disclaimer .dc-flow-arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--mint);
  transform: rotate(90deg);
  padding: 2px 0;
}

/* ---------- CHANNEL PANELS ---------- */
.page-disclaimer .dc-split {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--dc-gap);
}

.page-disclaimer .dc-panel {
  border: var(--bd);
  background: var(--panel);
  padding: var(--dc-pad);
}

.page-disclaimer .dc-panel--time {
  border-left: 2px solid var(--mint);
}

.page-disclaimer .dc-panel-title {
  margin: 0 0 12px;
  font-size: 15px;
  letter-spacing: .04em;
  color: var(--gold);
}

.page-disclaimer .dc-panel p {
  margin: 0 0 12px;
  font-size: 15px;
  line-height: 1.8;
  color: var(--paper);
  opacity: .86;
}

.page-disclaimer .dc-panel p.dc-note {
  margin-bottom: 0;
  opacity: 1;
}

.page-disclaimer .dc-bullets {
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .dc-bullets li {
  position: relative;
  padding: 8px 0 8px 18px;
  font-size: 14px;
  line-height: 1.7;
  color: var(--paper);
  opacity: .86;
  border-bottom: 1px dashed var(--line);
}

.page-disclaimer .dc-bullets li:last-child {
  border-bottom: 0;
}

.page-disclaimer .dc-bullets li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 16px;
  width: 6px;
  height: 6px;
  background: var(--mint);
}

/* ---------- CLAUSES ---------- */
.page-disclaimer .dc-clauses {
  list-style: none;
  margin: 0;
  padding: 0;
  counter-reset: dc-clause;
  border-top: var(--bd);
}

.page-disclaimer .dc-clauses li {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 12px;
  padding: 18px 0;
  border-bottom: 1px solid var(--line);
}

.page-disclaimer .dc-clause-num {
  color: var(--gold);
  font-size: 15px;
  padding-top: 2px;
}

.page-disclaimer .dc-clauses h3 {
  margin: 0 0 6px;
  font-size: 16px;
  color: var(--paper);
}

.page-disclaimer .dc-clauses p {
  margin: 0;
  font-size: 14px;
  line-height: 1.78;
  color: var(--muted);
}

/* ---------- CONTACT + UPDATE ---------- */
.page-disclaimer .dc-contact-list {
  list-style: none;
  margin: 0 0 26px;
  padding: 0;
  border: var(--bd);
  border-left: 2px solid var(--gold);
  background: var(--panel);
}

.page-disclaimer .dc-contact-list .contact-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4px;
  padding: 12px var(--dc-pad);
  border-bottom: 1px solid var(--line);
}

.page-disclaimer .dc-contact-list .contact-row:last-child {
  border-bottom: 0;
}

.page-disclaimer .dc-contact-list .contact-label {
  font-size: 11px;
  letter-spacing: .18em;
  color: var(--muted);
}

.page-disclaimer .dc-contact-list .contact-value {
  font-size: 15px;
  color: var(--paper);
  word-break: break-word;
}

.page-disclaimer .dc-update {
  border-top: 1px solid var(--line);
  padding-top: 18px;
}

.page-disclaimer .dc-update h3 {
  margin: 0 0 8px;
  font-size: 16px;
  color: var(--gold);
}

.page-disclaimer .dc-update p {
  margin: 0;
  max-width: 66ch;
  font-size: 15px;
  line-height: 1.8;
  color: var(--paper);
  opacity: .84;
}

/* ---------- RESPONSIVE ---------- */
@media (min-width: 760px) {
  .page-disclaimer .dc-range,
  .page-disclaimer .dc-split {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .page-disclaimer .dc-contact-list .contact-row {
    grid-template-columns: 110px minmax(0, 1fr);
    align-items: center;
    gap: 12px;
  }
}

@media (min-width: 860px) {
  .page-disclaimer .dc-flow {
    grid-template-columns: minmax(0, 1fr) 30px minmax(0, 1fr) 30px minmax(0, 1fr);
    align-items: stretch;
  }

  .page-disclaimer .dc-flow-arrow {
    transform: none;
  }
}

@media (min-width: 980px) {
  .page-disclaimer .dc-hero-grid {
    grid-template-columns: 1.05fr .95fr;
  }

  .page-disclaimer .dc-body {
    grid-template-columns: 232px minmax(0, 1fr);
    align-items: start;
    column-gap: clamp(28px, 4vw, 56px);
  }

  .page-disclaimer .dc-toc {
    position: sticky;
    top: 88px;
  }

  .page-disclaimer .dc-toc ol {
    flex-direction: column;
    gap: 2px;
    overflow: visible;
  }

  .page-disclaimer .dc-toc a {
    white-space: normal;
    padding: 6px 0 6px 10px;
    border-bottom: 0;
    border-left: 1px solid var(--line);
  }

  .page-disclaimer .dc-toc a[aria-current="true"] {
    border-left: 2px solid var(--gold);
    border-bottom-color: transparent;
    background: rgba(242, 193, 92, .06);
  }

  .page-disclaimer .dc-clauses li {
    grid-template-columns: 56px minmax(0, 1fr);
    gap: 18px;
  }
}

@media (min-width: 1200px) {
  .page-disclaimer .dc-vnote {
    right: -2px;
  }
}

@media print {
  .page-disclaimer {
    background: #fff;
    color: #111;
  }

  .page-disclaimer .dc-toc,
  .page-disclaimer .dc-quick,
  .page-disclaimer .dc-hero::before,
  .page-disclaimer .dc-hero::after,
  .page-disclaimer .dc-vnote {
    display: none;
  }

  .page-disclaimer .dc-sec,
  .page-disclaimer .dc-step,
  .page-disclaimer .dc-panel,
  .page-disclaimer .dc-range-col {
    break-inside: avoid;
    border-color: #bbb;
    background: #fff;
  }

  .page-disclaimer h1,
  .page-disclaimer .section-title,
  .page-disclaimer .dc-list strong,
  .page-disclaimer .dc-lead {
    color: #111;
  }
}
<<<PAGE_CSS_END>>>